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PROHIBITED CLASSES
Truck Insurance of America’s Small Fleet Program is designed for a niche market. There are certain classes of business that we are not interested in writing based on the potential for higher loss frequency or severity.

Risks with these characteristics are:
• Vehicles hauling gasoline, LPG or Butane, chemicals,
or any other hazardous materials.
• Taxicabs, public/school Bus, livery
• Rentals, leasing or drive away operations
• Circus, carnival or amusement operators
• Truck brokerage, freight forwarders or load finding ventures
• Vehicles used in selling a product directly from a unit
• Vehicles 20,000 pounds and under GVW, including but not limited to service vehicles and private passenger type automobiles
• Garbage/refuse, scrap metal
• Household goods moving and storage
• Oil field well head maintenance
• Tow operators/mobile home toters/crane operations/auto haulers
• Livestock haulers
• Instructional/driver training operations
• Logging, pulpwood, aggregates, sand and gravel operations
• Any operation requiring more than $1,000,000 liability filing
• Any operation hauling tobacco
• Any vehicles hauling commodities that are over-size/over-weight
• Doubles and triples
• Intermodal operations
3605 Sandy Plains Road
Suite 240-420
Marietta, Ga 30066-3068
Phone: 888-698-8422
Fax: 866-535-0367




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